What we can do for you
We provide employee benefit advisory and administration services to retirement funds, employers, unions and bargaining councils that help them navigate the modern world of employee benefit to find the most informed and efficient solutions designed for real human beings.
Our principal aim is facilitating the optimal application of every cent contributed by and on behalf of employees towards retirement funds and other ancillary insured benefit arrangements. This ensures meaningful financial outcomes at retirement and relevant benefits in the event of death, disablement or other life-changing events prior to retirement.
Whilst each service offering can function independently of the other, we believe that the most optimal solution will be derived by utilising the full suite of Ensimini’s services that were specifically designed to complement one another.
Ensimini’s approach to employee benefits is via an integrated, solution-focused methodology, which brings together an entire spectrum of competencies: In essence, a complete range of all the services that are necessary for the provision of retirement funds.
Investment consulting services
We provide a holistic support service for retirement fund trustees to establish realistic investment risk and return objectives and a complementary investment strategy that ensures the highest probability of achieving these objectives.
Furthermore, we assist the trustees to determine the most appropriate asset classes and asset allocations, as well as assist them in selecting, negotiating with and mandating the most appropriate asset managers.
We compile a comprehensive investment policy statement detailing the rationale, as well as the actual decisions made. We then monitor and manage the portfolio in consultation with the retirement fund trustees and/or respective management committees.
Benefit consulting services
We provide specialist fund consulting services to assist trustees with information on all retirement fund aspects such as benefit structures, trends, legislative issues, risk benefit broking and benefit reviews. Our emphasis is on governance control as well as providing a secretarial and general fund management service.
In addition, we specialise in the management of all risks faced by trustees, particularly the management of mortality and morbidity risk, carried by retirement funds or corporate entities.
Retirement fund administration
Our administration capabilities and services are well positioned in terms of technology, expertise and intellectual capacity to render a world-class service across a wide range of employee benefit services. Our administration platform incorporates the latest technological advances to assist with efficiency and optimal member communication.
Ensimini aims to support our clients in their business ventures, using our knowledge, expertise and industry leverage to the benefit of our clients. Ensimini Administration Services (Pty) Ltd is approved as an administrator in terms of the provisions of Section 13B of the Pension Funds Act.